Can a construction loan draw inspection delay your next advance? Yes. If the work billed cannot be verified or the draw package does not meet loan conditions, a lender may reduce or delay the advance. This two-minute guide...

Can a construction loan change order delay your next draw? It can if revised scope, budget, or costs require lender review before an advance. In two minutes, learn what to document and whom to ask before signing a...

Could your next construction loan draw pause even though loan funds remain? Yes: if updated costs to finish exceed undisbursed loan proceeds and confirmed project equity, the budget may be out of balance. This two-minute guide shows developers...

Can a nonrecourse construction loan still expose a developer or guarantor to personal liability? Yes—completion guarantees and carve-outs can matter. Learn what to compare in a term sheet and which clauses to review with qualified counsel before signing. 0:00...

Which construction loan appraisal value matters to your funding decision: as-is, as-complete, or as-stabilized? This two-minute guide explains what each measures, why future value is not day-one cash, and what to ask the lender before relying on a...

Which limit can reduce your construction loan: loan-to-value (LTV) or loan-to-cost (LTC)? See both calculations in a simple $10 million project example, then learn why the lower ratio-based ceiling may still not be the final approved loan. 0:00 Which...

Could a missing lien waiver delay your next construction loan draw? Learn whose waivers a lender may request, how the payment sequence affects the form, and what to reconcile before submitting your draw package. 0:00 Can one missing waiver...

Can you pay contractors when a construction lender holds back part of each draw? Learn how a construction loan holdback changes cash timing, how it differs from contractor retainage, and what to check before your final draw. 0:00 Can...

What happens when a construction project costs more than its approved budget? This CGFS guide explains construction loan contingency reserves, eligible costs, change orders, lender approval, cost-to-complete tests, and how developers can plan for a funding gap. 0:00 Is...

What happens when a construction loan matures before a completed property is ready for permanent financing? This CGFS guide explains takeout financing, conditional commitments, net proceeds, timing risk, and practical fallback planning. 0:00 The maturity problem 0:16 Define the repayment...

Who pays construction loan interest before a building produces cash? This CGFS explainer shows how an interest reserve works, how developers can model it, and why construction delays or slower lease-up can create a funding gap. 0:00 Who pays...